All Your Coverage in One Place
From your first car to your growing family or business, Kessler covers it all with one local Ohio team. One agent, every policy, no runaround.
Protect the Place You Call Home
Coverage for your house, condo, or rental, including the structure, your belongings, and your liability, all in one policy.
- Property & structural coverage
- Personal belongings protection
- Water backup and service line add-ons
- Liability & medical payments
- Additional living expenses
Coverage for Every Vehicle You Drive
From your daily driver to a classic or a motorcycle, with the liability Ohio requires and the full coverage that protects your own vehicle.
- Liability coverage (Ohio 25/50/25)
- Collision and comprehensive
- Uninsured motorist
- Roadside assistance
- Medical payments
Security for the People Who Depend on You
Term and permanent options that replace your income and cover what you leave behind, built around your family and your budget.
- Term life
- Whole life
- Universal life
- Final expense
- Coverage that fits your budget
Coverage for Small and Home-Based Businesses
From a salon or shop to a business you run from home, with general liability, property, and the coverage your trade actually needs.
- General liability coverage
- Business Owner's Policy (BOP)
- Commercial property
- Workers' comp
- Certificates of insurance
More Ways We Cover You
Beyond home, auto, life, and business, we cover the things that matter to Ohio families. If it is important to you, ask us.
Condo Insurance
Covers what your condo association's policy does not, everything inside your walls.
- Unit interior coverage
- Loss assessment protection
- Personal property coverage
Renters Insurance
Protects your belongings and your liability, even though you do not own the place.
- Personal property coverage
- Liability protection
- Temporary living expenses
Motorcycle Insurance
Coverage for your bike, your gear, and you, on and off the road.
- Liability and physical damage
- Custom parts and gear
- Roadside assistance
Boat Insurance
Coverage for your boat on the water and on the trailer.
- Hull & liability coverage
- Towing & assistance
- Personal effects protection
ATV Insurance
Coverage for your ATV or off-road vehicle and the trails you ride.
- Liability and physical damage
- Custom parts coverage
- Roadside assistance
One Agency for All of It
The easiest way to save and stay organized is to keep your policies in one place. We bundle your home, auto, and more, so you earn a multi-policy discount and get one local team that knows your whole picture.
- One point of contact for every policy
- A multi-policy discount when you bundle
- One renewal to review, not five
Getting Insurance Is Simple
Speak With a Consultant
Tell us about your home, vehicles, business, and family.
Compare Options
We lay out your choices and explain them in plain English.
Choose Your Coverage
Pick the policy that fits your family and we handle the rest.
What Ohio Families Say About Working With Us
Kessler insurance turned my underinsured home from a risky liability into fully protected peace of mind. They expertly identified coverage gaps and secured the perfect policy at a great price. Highly recommended!
Homeowners insurance
Francheta has been an amazing agent. She has helped me and my family get everyone squared away and set up. If you are looking for life insurance and everything in between go here!!!
Great price
This is probably the absolute best place I have been when dealing with insurance related needs. Francheta was soo extremely helpful, patient and kind with me while helping me find the right insurance for what I need. Best customer service I’ve ever received. Will only be doing business with them from here on out
Life, Vehicle, Renter's insurance
Had a great experience here. Frannie helped us out and answered every question we had. Thank you so much!
Great experience
Everyone at Kessler Insurance is ALWAYS helpful and gracious, no matter how many questions we ask! Thanks so very much for the excellent customer service! - Micki & Jim Grant
Vehicle insurance
Great customer service and really explains the ins and outs. We have our auto and home insurance with Sam Kessler and not only does he give us a great rate, but him and his staff are available for any question or need you have. The one insurance company I did not regret going with, finally!!
Great customer service
Covering Families and Businesses Across Ohio
Our office is in North Olmsted, off I-480 near Great Northern Mall, and we are not going anywhere. Our license covers the whole state, so families in Cleveland, Columbus, Cincinnati, and Toledo all work with the same local team.
We know Ohio because we live here. We know what lake-effect snow does to your commute, what a summer hailstorm does to a roof, and what it actually costs to rebuild in this market. The coverage we recommend is built for that, not for a national average.
Wherever you are in the state, you reach a person in North Olmsted who knows your policy, not a call center three states away.
Call Us
Why Families Keep Everything With Us
When all your coverage is in one place with a local team, insurance gets simpler. Here is what that looks like.
- One local agent for home, auto, life, and business
- A discount for bundling your policies
- Coverage reviewed as your life changes
- Honest advice, even when it means less for us
- A real person who answers the phone
Tell Us What You Need
Pick what you want to insure and share a few details. We will come back with real options and a real price. No pressure, no spam.
Insurance Quote
Questions About Working With Kessler
We've answered the most common questions to make choosing and managing your insurance easier and stress-free.
What types of insurance does Kessler offer?
Home, auto, life, and business are our main lines, plus condo, renters, motorcycle, boat, and ATV coverage. If you are not sure what you need, that is exactly what we help with.
Can I bundle my policies and save?
Yes, and most clients do. Keeping your home, auto, and other policies together usually earns a multi-policy discount and gives you one local team that knows your whole picture.
Do you serve my area?
We are based in North Olmsted and licensed across Ohio, from Cleveland to Columbus, Cincinnati to Toledo. If you live or do business in Ohio, we can help.
How do I get a quote?
Tell us what you want to insure through the form, by phone, or in person, and we come back with real options and a real price. No obligation.
Do I have to do everything online?
No. You can handle it online, over the phone, or by stopping into our North Olmsted office. You always reach a real person, not a call center.
Ready to Protect What Matters Most?
Let our trusted advisors help you find the right insurance coverage for your home, vehicles, and family.
