Local Insurance Consultants for Ohio Families
Kessler Insurance Group has covered Ohio homes, cars, and families since 2004. We learn your situation, find coverage that fits your budget, and stay close for the day you actually need us.
- Serving Ohio Families Since 2004
- Thousands of Ohio families covered
- A local team that answers the phone
Insurance is about more than meeting a requirement. Our licensed, proficient consultants look past what meets the eye to protect the interests underneath, the ones you would not think to ask about.
Home, Auto, and Life Coverage for Ohio Families
Auto Insurance
Coverage for the family vehicles you drive every day: cars, trucks, SUVs, and minivans.
Home Insurance
Your house is likely your biggest investment. We cover the building, your belongings, and the unexpected.
Life Insurance
Coverage that takes care of the people who depend on you, from the mortgage to everyday bills.
A North Olmsted Agency, Local Since 2004
At Kessler Insurance, our goal is to protect you and your family, not just your belongings. It's important to have the coverage you need for everything life throws your way.
0+
Years serving
Ohio families
- Protecting your home
- Protecting your vehicles
- Protecting your small business
- Protecting your family's future
Getting Covered Takes Three Steps
Speak with a Consultant
Tell us about your home, vehicles, and coverage needs.
Compare Options
We lay out your choices and explain them in plain English.
Choose Your Coverage
Pick the policy that fits your family and we handle the rest.
One-on-One Guidance
We learn your situation, your risks, and your budget, then match coverage to them.
A Local Ohio Team
Based in North Olmsted and working with families across the state.
We Stick Around
From new homes to new babies, we are here for the changes that affect your coverage.
Why Ohio Families Stay With Kessler
Tell Us What You Need
Share a few details and we will come back with options that fit your household and your budget. No pressure, no jargon.
Insurance Quote
What Ohio Families Say About Working With Us
Kessler insurance turned my underinsured home from a risky liability into fully protected peace of mind. They expertly identified coverage gaps and secured the perfect policy at a great price. Highly recommended!
Homeowners insurance
Francheta has been an amazing agent. She has helped me and my family get everyone squared away and set up. If you are looking for life insurance and everything in between go here!!!
Great price
This is probably the absolute best place I have been when dealing with insurance related needs. Francheta was soo extremely helpful, patient and kind with me while helping me find the right insurance for what I need. Best customer service I’ve ever received. Will only be doing business with them from here on out
Life, Vehicle, Renter's insurance
Had a great experience here. Frannie helped us out and answered every question we had. Thank you so much!
Great experience
Everyone at Kessler Insurance is ALWAYS helpful and gracious, no matter how many questions we ask! Thanks so very much for the excellent customer service! - Micki & Jim Grant
Vehicle insurance
Great customer service and really explains the ins and outs. We have our auto and home insurance with Sam Kessler and not only does he give us a great rate, but him and his staff are available for any question or need you have. The one insurance company I did not regret going with, finally!!
Great customer service
Local Coverage for Families Across Ohio
Our office is in North Olmsted, off I-480 near Great Northern Mall, and we are not going anywhere. Our license covers the whole state, so families in Cleveland, Columbus, Cincinnati, and Toledo all work with the same local team.
We know Ohio because we live here. We know what lake-effect snow does to your commute, what a summer hailstorm does to a roof, and what it actually costs to rebuild in this market. The coverage we recommend is built for that, not for a national average.
Wherever you are in the state, you reach a person in North Olmsted who knows your policy, not a call center three states away.
Call Us
Questions Ohio Families Ask Us
Real answers to the questions we hear most, so you know what you are buying before you buy it.
How much car insurance do I need in Ohio?
Ohio requires at least 25/50/25 in liability coverage, and it is an at-fault state, so if you cause a crash your policy pays the other driver. Those minimums are low for today's repair and medical bills, so most drivers carry higher limits like 100/300/100. Uninsured motorist coverage is worth keeping too, since insurers have to offer it and you can only turn it down in writing. We will help you set limits that actually protect what you own.
Does home insurance cover wind and hail damage in Ohio?
Usually yes. Wind and hail are the most common storm claims in Ohio, and a standard policy typically covers them. The part most homeowners miss is the separate wind and hail deductible many Ohio policies carry, often a percentage of your home's value instead of a flat dollar amount. We walk you through exactly what your policy covers before the next storm, not after.
Can I save money by bundling home and auto?
Often, yes. Putting your home and vehicles together usually earns a multi-policy discount and keeps everything in one place. We will quote it both ways and show you the real difference for your household.
How much life insurance do I need?
A common starting point is 10 to 12 times your yearly income, adjusted for your mortgage, debts, and what it would cost to raise your kids. The goal is simple: if something happened to you, your family could stay in the house and keep their footing. We help you land on a number that fits without overpaying.
How much does life insurance cost?
Usually less than people expect. A healthy adult can often get solid term coverage for the price of a few coffees a week, and locking it in younger keeps it cheap. We compare options so you get real protection at a fair price.
Insurance Tips & Advice for Ohio Families
Blog on insurance provides learnings about protection for time. This period could be as short as a year or provide coverage for a specific number of years such specified age
Ready to Get Covered?
Talk to a local team that knows Ohio and answers the phone. We will find coverage for your home, cars, and family.
